OFFICIAL RULES
International Credit Union Day 2023 Contest (the “Contest”)
ENTRY IN THIS CONTEST CONSTITUTES ACCEPTANCE OF THESE CONTEST OFFICIAL RULES
1. PRIZE & ODDS OF WINNING
Prize: two $275 online gift cards for Calgary retailer Local Laundry (https://locallaundry.ca/) are available to be won. One gift card will be for the Facebook contest and one will be for the Instagram contest. Approximate retail value: $550.
Odds of winning depend on the number of eligible entries received for the Contest.
No assignment, transfer, or substitution of prize is permitted, except that Credit Union of Alberta and Alberta Central (the “Sponsors”) reserve the right to substitute a prize of equal or greater value if the advertised prize is unavailable.
2. CONTEST PERIOD
Contest Period begins on Thursday, October 19th, 2023 at 9:00 a.m. MT and ends on Thursday, October 26th, 2023 at 4:00 p.m. MT (“Contest Period”).
3. ENTRY
No purchase necessary to enter or win. A purchase will not improve your chances of winning. To enter to win, you must:
- Follow Credit Unions of Alberta’s Facebook or Instagram channel (both channels linked below);
- Tag or mention your Alberta credit union in a comment on the October 19th contest post; and
- Share a good experience you had at your credit union (minimum twenty words).
All eligible entries with the fully completed submission noted above (“Eligible Entries”) will be included in the draw. All Eligible Entries must be received during the Contest Period. No Eligible Entries will be accepted by any other means.
LIMIT ONE ENTRY PER PERSON. Multiple entries will be disqualified.
No responsibility is assumed by Sponsors for lost, late, or misdirected entries or for any human, computer, online, telephone, or technical malfunctions that may occur, or for any printing or typographical errors in any materials associated with the Contest. All Eligible Entries must be received no later than the end of the Contest Period. All entries become the property of Sponsors and will not be returned to entrant.
4. ELIGIBILITY
The Contest is only open to legal residents of Alberta who are at least 18 years of age, a member of an Alberta credit union, and are residing in Canada at the time of this Contest. Employees of Alberta Central and its parent, subsidiary and affiliated companies, advertising and promotional agencies, prize sponsors, as well as the immediate family (spouse, mother, father, sister, brother, daughter, or son, regardless of where they live) of such employees or members of their households (whether related or not) are not eligible.
Sponsors shall have the right at any time to require proof of identity and/or eligibility to participate in the Contest. Failure to provide such proof within a reasonable period of time may result in disqualification. All personal and other information requested by and supplied to Sponsors for the purpose of this Contest must be truthful, complete, accurate and in no way misleading. Sponsors reserves the right to disqualify any entry or entrant in its sole discretion, should any entry or entrant at any stage supply untruthful, incomplete, inaccurate or misleading personal details and/or information.
5. DRAW
On October 27th, 2023, two eligible entries (one from Facebook and one from Instagram) will be selected by random draw from all Eligible Entries received and will be eligible to win the prizes available in this Contest.
Starting October 27th at 12:00 p.m. MT, no more than three attempts will be made to contact the entrants selected as eligible for the prize using a direct message to their social media account via the social media platform they used to enter the contest. They will be given a period of seven days to reply to the message. If eligible entrants cannot be contacted within the allotted time, he/she is no longer eligible to win and another entrant will be drawn and the process of contacting the new entrant will be repeated.
6. SKILL-TESTING QUESTION
In order to be declared a winner, the selected eligible entrants must answer, unaided, a time-limited mathematical skill-testing question to be administered at a mutually convenient time over the social media messenger application. There will be only one opportunity to answer the question. An eligible entrant who provides an incorrect answer will no longer be eligible to win the prize in this Contest.
7. INDEMNIFICATION BY ENTRANT
By accepting the prize, each winner agrees, and by entering this Contest, entrants agree, to release and hold harmless Sponsors, and their parents, affiliates, subsidiaries, advertising and promotional agencies, and their respective directors, officers, employees, representatives, and agents, and prize sponsors, including Facebook, Instagram and the parent corporation Meta, (collectively, the “Releasees”) from any and all liability for any injuries, loss, or damage of any kind to person, including death, and property damage, arising in whole or in part, directly or indirectly, from acceptance, possession, use, or misuse of a prize, or participation in any Contest-related activity. The entrant agrees to fully indemnify Releasees from any and all claims by third parties relating to the Contest, without limitation.
8. LIMITATIONS OF LIABILITY
Sponsors are not responsible for any incorrect or inaccurate information, whether caused by website or social media users or by any of the equipment or programming associated with or utilized in the Contest or by any technical or human error that may occur in the processing of submissions in the Contest. Sponsors assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, or destruction or unauthorized access to Sponsor’s Web site or social media channels. Sponsors are not responsible for injury or damage to entrants’ or to any other person’s computer related to or resulting from participating in this Contest or downloading materials from or use of the Web site or social media channels. If, for any reason, the Contest is not capable of running as planned by reason of infection by computer virus, worms, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsors that, in the sole opinion of Sponsors, could corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Contest, Sponsors reserves the right in its sole discretion to cancel, terminate, modify, or suspend the Contest for any draw(s) and select the winner from entries received for that draw prior to the action taken. IN NO EVENT WILL SPONSOR, ITS PARENTS, AFFILIATES, SUBSIDIARIES, ADVERTISING OR PROMOTIONAL AGENCIES, OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES, OR AGENTS, OR PRIZE SPONSORS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO ANY INTERNET SITE RELATING TO THE CONTEST OR ARISING OUT OF PARTICIPATING IN THE CONTEST, OR BY THE ACCEPTANCE, POSSESSION, USE OF, OR FAILURE TO RECEIVE ANY PRIZE. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON SUCH SITES OR ANY PRIZE WON IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Some jurisdictions may not allow the limitations or exclusion of liability for incidental or consequential damages or exclusion of implied warranties, so some of the above limitations or exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding these limitations or exclusions.
9. GENERAL CONDITIONS
By entering, you agree to these Official Rules and the decisions of the Sponsors, which are final and binding in all respects.
This Contest is void where prohibited by law. This Contest is governed by, and these rules will be construed and interpreted pursuant to, the laws of the Province of Alberta and the laws of Canada applicable therein. By accepting the prize each winner agrees to grant and does hereby grant to Sponsors, and its licensees, affiliates, and assigns, the right to print, publish, broadcast, and use, worldwide in any media now known or hereafter developed, including but not limited to the World Wide Web, at any time or times, the winner’s name, name of the winner’s credit union and the winner’s city and province of residence as news or information and for advertising and promotional purposes without additional consideration.
Sponsors reserves the right, at their sole discretion, to disqualify any individual they find, in their sole discretion, to be tampering with the entry process or the operation of the Contest or Sponsor’s Web site; to be in violation of the Terms and Conditions of the Web site or social media platform; to be acting in violation of the Official Rules; or to be acting in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten, or harass any other person. Any use of robotic, automatic, programmed, or like entry methods will void all such entries by such methods. Sponsors reserves the right, in their sole discretion, to cancel, amend, modify or terminate all or any portion of this Contest at any time for any reason without prior notice.
CAUTION: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DAMAGE DELIBERATELY ANY WEB SITE OR TO UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND, SHOULD SUCH AN ATTEMPT BE MADE, SPONSORS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH ENTRANT TO THE FULLEST EXTENT PERMITTED BY LAW. In the event of a dispute as to entries submitted by multiple users having the same social media account, the authorized subscriber of the social media account used to enter the Contest at the actual time of entry will be deemed to be the entrant and must comply with these rules. Authorized account subscriber is deemed to be the natural person who is assigned to the social media account address by an Internet access provider, online service provider, or other organization that is responsible for assigning social media accounts or the domain name associated with the submitted social media account. Sponsors will prosecute any fraudulent activities to the full extent of the law.
If you have any questions or concerns about this contest, contact communications@albertacentral.com.