Need a new credit card? We are here to help! Alberta credit unions offer great options – from student cards to travel reward cards to cash back cards.
Can’t decide what to get? Answer a couple quick and easy questions to help find out what card is best for you no matter if this is your first credit card or your fifth, we have the options you need to suit your life!
Are you a student?
Cards specifically designed for students often have low (or no) annual fees and a reduced interest rate over all. The catch of course is that you need to be a student (post-secondary, high school or otherwise) to qualify for these cards.
If you’re a grade 12 student, connectFirst Credit Union has a special scholarship just for you – the Learn and Earn Scholarship is a 10-month matched savings program that aims to help grade 12 students learn how to save, plan for their future career, and get enrolled in post-secondary education or trades programs. Learn more about this unique option for students here!
Do you love to travel?
Travel rewards credit cards are incredibly popular, with many financial institutions offers multiple different varieties. These cards may come with higher annual fees and/or interest rates, but each time you spend you can earn points or dollars or credits towards a flight, rental car or other vacation-focused perks.
The thing to keep in mind with these cards is do the benefits outweigh the costs – if you don’t use the card often enough to earn points, for example, you might be spending extra money on fees or interest without getting much value.
Are you a shopaholic?
If you use your credit card a lot for everything from the essentials (like groceries and gas) to big expenditures (like new appliances or a back-to-school shopping spree) then you might benefit from a cash-back or points card. Similar to travel rewards cards, these credit cards help you earn points that can go towards gift cards or discounts or cash back in your pocket.
For example, Servus Credit Union offers a reward card with a special twist: you can redeem the points you earn for cash back, for gifts and merchandise or to go towards a Servus investment product. So spending can actually help you save for the future! Learn more about this unique card here.
Is saving money your top priority?
If paying fees and interest makes you grumpy and trying to save every pen is your number one goal, then the best card for you might be a low-fee, low-interest card. These cards may not come with as many perks as reward cards, but the money you save on lower annual fees and reduced interest payments makes up the difference.
For example, Vision Credit Union offers a “classic” card with low fees and low interest rates – the perfect card for saving money. Learn more about these cards here.
No matter what credit card you want, a credit union has the options you need so why not try us out today! Find a branch near you.